Fidelity 401(k) Withdrawal Rules: Hardship, Early & Penalty Guide
When can you withdraw from a Fidelity 401(k) before 59½? The IRS hardship-withdrawal reasons, the 10% penalty exceptions, taxes owed, and how it compares to a 401(k) loan.
Fidelity 401(k) Loans: How Borrowing From Your 401(k) Works
Thinking about taking a 401(k) loan through Fidelity? Here’s what’s set by the IRS, what’s set by your specific plan, and how to check your real numbers on NetBenefits before you borrow.
Fidelity vs. Vanguard: Which is Better for Your IRA in 2026?
Choosing where to park your retirement savings is one of those "adulting" tasks that feels way more complicated than it should be. For years, the debate has centered on two titans: Fidelity and Vanguard. I woke up this morning to an email from a reader asking if Vanguard was still the "gold standard" for low-cost … Read more
Fidelity Data Breach Settlement: How To Check If You Qualify And Protect Yourself
I woke up this morning to a flurry of emails from readers asking about the same thing: the Fidelity Data Breach Settlement. If you’ve been following the news, you know that a security incident in late 2024 has finally reached the courtroom. The result? A $2.5 million class action settlement that is ready for distribution. … Read more
T+1 Settlement in 2026: How Faster Clearing Affects Your Trades
Slug: t-plus-1-settlement-fidelity-2026Meta description: T+1 settlement at Fidelity means most stocks, ETFs, and options settle in one business day. Here’s how it affects settled cash, withdrawals, and Good Faith Violations in 2026. It’s been two years since the SEC officially moved the U.S. stock market to T+1 settlement, and if you’re a DIY investor on Fidelity, … Read more