Updated October 4, 2026. The SPAXX 7-day yield was 3.49% as of October 2, 2026, according to Fidelity’s fund page. That is the number most people are looking for. The more useful question is whether SPAXX is the best place for the cash you have right now. This page puts the current yields side by … Read more
Whether you quit, were fired, or were laid off, your 401(k) stays yours. The money you contributed is always yours, and the employer money is yours to the extent it has vested. You have four options, and one of them (cashing out) is almost always the most expensive. This is general information, not personalized advice. … Read more
When can you withdraw from a Fidelity 401(k) before 59½? The IRS hardship-withdrawal reasons, the 10% penalty exceptions, taxes owed, and how it compares to a 401(k) loan.
Thinking about taking a 401(k) loan through Fidelity? Here’s what’s set by the IRS, what’s set by your specific plan, and how to check your real numbers on NetBenefits before you borrow.
How tax-loss harvesting works on a Fidelity brokerage account — offsetting gains, the $3,000 ordinary-income deduction, the wash-sale rule, and Fidelity’s automated options.