Choosing where to park your retirement savings is one of those "adulting" tasks that feels way more complicated than it should be. For years, the debate has centered on two titans: Fidelity and Vanguard. I woke up this morning to an email from a reader asking if Vanguard was still the "gold standard" for low-cost … Read more
I woke up this morning to a flurry of emails from readers asking about the same thing: the Fidelity Data Breach Settlement. If you’ve been following the news, you know that a security incident in late 2024 has finally reached the courtroom. The result? A $2.5 million class action settlement that is ready for distribution. … Read more
Slug: t-plus-1-settlement-fidelity-2026Meta description: T+1 settlement at Fidelity means most stocks, ETFs, and options settle in one business day. Here’s how it affects settled cash, withdrawals, and Good Faith Violations in 2026. It’s been two years since the SEC officially moved the U.S. stock market to T+1 settlement, and if you’re a DIY investor on Fidelity, … Read more
Someone from our community recently received a phone call from 603-864-6488 with “Fidelity Invest” on the caller ID. Is it really Fidelity, or a scam call? Here is what we know, what the public reports say, and how to check in a couple of minutes. Short answer: Don’t trust the number on its own. A … Read more
Someone asks:
Can someone explain to me the pros and cons of an ETF vs mutual fund. All of my 401k, IRA, and after tax brokerage are invested in Fidelity low cost index funds. What would be a reason I would look into ETFs?
What’s the di…