Fidelity retirement guides — Roth vs Traditional IRA, Roth 401k contributions, ETF selection for self-directed Roth IRAs, and linking your NetBenefits 401k to Full View.
Whether you quit, were fired, or were laid off, your 401(k) stays yours. The money you contributed is always yours, and the employer money is yours to the extent it has vested. You have four options, and one of them (cashing out) is almost always the most expensive. This is general information, not personalized advice. … Read more
When can you withdraw from a Fidelity 401(k) before 59½? The IRS hardship-withdrawal reasons, the 10% penalty exceptions, taxes owed, and how it compares to a 401(k) loan.
Thinking about taking a 401(k) loan through Fidelity? Here’s what’s set by the IRS, what’s set by your specific plan, and how to check your real numbers on NetBenefits before you borrow.
“Am I saving enough?” is the question behind most retirement searches, and Fidelity’s answer is a simple set of salary multiples: how many times your yearly pay you should have saved by certain ages. This guide lays out Fidelity’s 2026 milestones, the assumptions behind them (they matter more than most people realize), a worked example, … Read more
If you’ve logged into Fidelity and seen a single number telling you whether you’re “on track” for retirement, that’s your Fidelity Retirement Score. It’s easy to misread. A score of 72 doesn’t mean you’ll run out of money, and a score of 96 doesn’t mean you’re guaranteed to be fine. This guide explains what the … Read more